Licensed EC13003957 · Serving Florida since 1976

Electrical Financing

Panels fail without warning and storms do not wait for a good month. Financing is available through Wells Fargo for qualified customers, so a safety issue does not have to become a waiting game.

Subject to approved credit · Volusia, Flagler, Seminole & St. Johns

OnlineApplication
Wells FargoLending partner
1976Serving Florida
24/7Emergency service
  • Apply before you commit
  • Written estimate first
  • No obligation to proceed
  • Subject to approved credit
  • Licensed & insured

Financing

How It Works

Phone
386-222-3439
License
EC13003957
Lender
Wells Fargo — application is with them, not us
Approval
Subject to approved credit
Apply
Online application

Financing here is straightforward, and worth being clear about so there are no surprises.

The credit account is with Wells Fargo, not with us. You apply directly to them through the link on this page, and they decide the application and set the terms — we do not see your credit information and we do not make the approval decision. What we do is the electrical work, and we are paid through the plan if you are approved and choose to use it. Approval is subject to credit, and the terms come from the lender, so we do not quote rates or payment figures here.

The sensible order is estimate first, then application. Get the work assessed and priced in writing, so you know what you are actually applying for. There is no obligation to proceed either way.

And one honest point: if the work can safely wait and you would rather save for it, that is a legitimate choice. Financing is useful when a repair is genuinely urgent or when postponing an upgrade would cost more later — not something to use by default.

Key Takeaways

  • The account is with Wells Fargo. You apply to them directly; they set the terms and make the decision.
  • Subject to approved credit. We cannot promise approval, and we do not see your credit details.
  • Get the estimate first. Know the scope and price in writing before you apply for anything.
  • No obligation. Applying does not commit you to the work, and an estimate does not commit you to applying.
  • Best used for urgent or costly-to-delay work. Panel failures, storm damage, generator installs.
  • Terms come from the lender. We do not quote rates or monthly figures, because they are not ours to set.

Typical uses

Where Financing Usually Helps

Panel replacement

The most common case. Panels fail without notice, and a full or unsafe panel blocks everything else in the house.

Standby generator installation

The largest typical residential electrical project, and one people prefer to have in place before hurricane season, not after.

Storm damage repair

Unplanned by definition, and often arriving alongside other storm costs.

Service upgrades

When the incoming service is genuinely undersized, the work involves the utility and costs more than a panel swap.

Whole-house rewiring

Rare but substantial, usually in older homes where deficiencies are extensive rather than isolated.

Insurance-required work

When a policy or a closing depends on electrical work being completed to a deadline.

Order of events

What to Do First

1. Book an assessment

We look at the work, diagnose properly, and tell you what is actually needed — including if it is less than you feared.

2. Get it in writing

A written estimate with the scope and price, so the number you apply against is a real one.

3. Apply if it suits

Use the online application if financing makes sense for you. Wells Fargo handles it from there.

4. Schedule the work

Once you decide how you are paying, we book it in — urgent safety work gets priority.

Apply Online   Subject to approved credit.

Our Services

Residential Electrical Services

Twelve service areas covering repair, capacity, safety and outdoor power — all handled by licensed electricians working to current code.

Panel Replacement

The panel is the control center of the home. When it is outdated, overloaded or no longer code-compliant, it limits capacity and becomes a safety concern.

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Electrical Upgrades

Modern homes draw far more power than older systems were designed for. Upgrades add the capacity that appliances, HVAC and smart devices actually need.

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Electrical Maintenance

Scheduled maintenance catches worn components and loose connections before they become outages, hazards or emergency repair calls.

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Electrical Inspection

Not every problem is visible. Inspections find outdated panels, loose wiring, overloaded circuits, improper grounding and storm damage.

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Generators

Hurricanes, tropical storms and lightning take the grid down without warning. Backup power keeps essential systems running when it happens.

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Surge Protection

Florida homes take constant electrical stress from lightning, outages and utility fluctuations. Whole-home protection guards sensitive equipment.

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EV Chargers

Electric vehicles need far more capacity than a standard outlet can safely supply. Proper installation means a dedicated, correctly sized circuit.

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Light Installation

Lighting affects safety, visibility, security and energy use. New fixtures, recessed lighting and full replacements, wired correctly.

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Fan Installation

Ceiling fans improve airflow and efficiency, which matters in Florida homes where heat and humidity run most of the year.

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Solar Electrical

Solar depends on sound electrical infrastructure — inverters, disconnects, grounding and surge protection all have to be right.

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Landscape Lighting

Outdoor lighting adds curb appeal and nighttime safety across walkways, architecture and landscaping.

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Parking Lot Lighting

Visibility and security for any property with outdoor parking. Failing lighting creates real liability.

Learn more ›

24/7 Emergency Electrical

Some Electrical Problems Should Not Wait Until Morning

Burning smells, scorched or warm outlets, sparking, repeated breaker trips or a panel that is hot to the touch are signs to stop using the circuit and call an electrician. We answer around the clock.

  • Burning or scorched smell
  • Warm or discolored outlets
  • Repeated breaker trips
  • Sparking or arcing
  • Partial power loss

FREQUENTLY ASKED QUESTIONS ABOUT FINANCING

Yes. Total Comfort Electrical offers financing options to help make electrical repairs, panel replacements, generator installations, EV charger installations, surge protection, lighting upgrades, and other residential electrical services more affordable. Financing is subject to approved credit.

Qualified homeowners may finance a variety of residential electrical projects, including panel replacements, electrical upgrades, generators, EV charger installations, surge protection, lighting installations, electrical repairs, and more. All financing options are subject to approved credit.

Applying is simple. You can submit your financing application online through our secure financing partner by visiting here. All financing is subject to approved credit.

Financing may be available for qualifying emergency electrical repairs, helping homeowners address urgent electrical issues without delaying needed service. Contact Total Comfort Electrical to discuss your project and available financing options. Financing is subject to approved credit.

Since 1976, Total Comfort Electrical has proudly served homeowners from our headquarters in Ormond Beach with trusted residential electrical services throughout East Central Florida. We combine expert workmanship with flexible financing options to help make important electrical improvements more manageable. Financing is subject to approved credit.

GET PROFESSIONAL NEW CONSTRUCTION ELECTRICAL SERVICE FROM LICENSED LOCAL EXPERTS

From electrical rough-ins and new wiring to panel installation, circuit planning, lighting systems, generator-ready electrical work, final trim-out, and inspection-ready service, Total Comfort is ready to support your project.

If you are building a home, addition, renovation, tenant build-out, or contractor-led project, call now for professional new construction electrical service. Call 386-222-3439

Book an Electrician

Talk to a Licensed Ormond Beach Electrician

Tell us what the system is doing and we will diagnose it properly rather than guessing. Licensed EC13003957, serving Volusia, Flagler, Seminole and St. Johns counties.

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